Kristen Hordyk of Team Kristen (NMLS #2564353) is licensed in New Mexico and arranges purchase, refinance and investment loans in Santa Fe. Santa Fe is in Santa Fe County, where the 2026 conforming loan limit for a one-unit home is $832,750.
Buying in Santa Fe
Higher-priced homes, second homes and adobe and older construction. Santa Fe County's FHA limit is above the state floor.
2026 loan limits for Santa Fe County
| Loan type | 1-unit limit |
|---|---|
| Conforming | $832,750 |
| FHA | Above the state floor; see HUD lookup |
| VA (full entitlement) | No VA loan limit |
Verify FHA limits on HUD's lookup.
Loan options
- FHA, VA, conventional and USDA (eligible addresses)
- Investor loans: DSCR, fix-and-flip, short-term rental
- Self-employed and bank statement loans
Program pages describe guidelines that apply in both states; Washington-specific details such as county limits and WSHFC assistance don't apply in New Mexico.
Other New Mexico areas: Albuquerque, Rio Rancho, Las Cruces, Los Alamos, Roswell, Farmington. All New Mexico.
Common questions
Is there a mortgage broker licensed in Santa Fe, NM?
Yes. Kristen Hordyk (NMLS #2564353) is licensed in New Mexico and arranges loans in Santa Fe and statewide.
What is the 2026 conforming loan limit in Santa Fe?
$832,750 for a one-unit home. Every New Mexico county uses the baseline limit.

