Kristen Hordyk of Team Kristen (NMLS #2564353) is licensed in New Mexico and arranges purchase, refinance and investment loans in Las Cruces. Las Cruces is in Doña Ana County, where the 2026 conforming loan limit for a one-unit home is $832,750.
Buying in Las Cruces
A university and military market near White Sands Missile Range, with VA, FHA and USDA-eligible areas on the outskirts.
2026 loan limits for Doña Ana County
| Loan type | 1-unit limit |
|---|---|
| Conforming | $832,750 |
| FHA | $541,287 |
| VA (full entitlement) | No VA loan limit |
Verify FHA limits on HUD's lookup.
Loan options
- FHA, VA, conventional and USDA (eligible addresses)
- Investor loans: DSCR, fix-and-flip, short-term rental
- Self-employed and bank statement loans
Program pages describe guidelines that apply in both states; Washington-specific details such as county limits and WSHFC assistance don't apply in New Mexico.
Other New Mexico areas: Albuquerque, Rio Rancho, Santa Fe, Los Alamos, Roswell, Farmington. All New Mexico.
Common questions
Is there a mortgage broker licensed in Las Cruces, NM?
Yes. Kristen Hordyk (NMLS #2564353) is licensed in New Mexico and arranges loans in Las Cruces and statewide.
What is the 2026 conforming loan limit in Las Cruces?
$832,750 for a one-unit home. Every New Mexico county uses the baseline limit.

