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Real estate investor loans in Washington

Team Kristen arranges DSCR, fix-and-flip, short-term rental, house-hacking, HELOC and rental portfolio financing for Washington investors. Kristen Hordyk is a mortgage broker and a 10+ year real estate investor who has flipped homes and operated long-term and short-term rentals.

Financing from an investor who's done it

Kristen has spent more than 10 years flipping homes, operating long-term rentals and running short-term rentals. Lenders underwrite deals; she can also help you underwrite the deal itself: purchase, rehab, holding costs, rent, and the exit.

Investor loan programs

Questions to bring to the first call

  • How many properties do you have financed now?
  • Do your tax returns show the rental income, or do you need a DSCR approach?
  • Will the property be a long-term or short-term rental, or a flip?
  • Are you buying in your name or an LLC?

Common questions

What loans do real estate investors use in Washington?

Conventional investment loans, DSCR loans that qualify on rent, fix-and-flip loans, short-term rental financing, HELOCs on existing properties and blanket portfolio loans.

Can I buy an investment property without showing my income?

Yes, with a DSCR loan, which qualifies the property on its rental income. DSCR loans are business-purpose loans for investment properties only.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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