Kristen Hordyk works with real estate agents across Washington to deliver underwritten pre-approvals, fast letter updates and answers on difficult scenarios, using a network of wholesale lenders through Edge Home Finance.
What you get
- Underwritten pre-approvals. Income, assets and credit reviewed before your buyer writes an offer.
- Letters on deadline. Updated letters for each address and price, including evenings and weekends during offer review.
- Broker access. Many wholesale lenders, so a no from one lender's overlay isn't the end of the file.
- Straight scenario answers. Self-employed, recent credit events, non-warrantable condos, gift funds, DSCR, VA with remaining entitlement. Send the scenario and get a real answer.
- Listing-side calls. Kristen calls listing agents to explain the strength of your buyer's approval.
- Status updates at contract, appraisal, approval, clear-to-close and funding.
Co-marketing done right
Co-marketing (open-house flyers, joint events, shared ads) is structured to comply with RESPA Section 8: costs are split in proportion to each party's use, and no one is paid for referrals.
Common questions
Can Team Kristen pre-approve my buyer this weekend?
Yes, when the buyer can provide documents. Updated letters for specific offers are turned around quickly, including weekends during offer deadlines.
Do you work with buyers who were turned down elsewhere?
Often. Many denials come from one lender's overlays rather than program rules. As a broker, Kristen can route the file to a lender whose guidelines fit.