About Kristen Hordyk

Investor first. Mortgage broker second.

For the past decade, I haven't just financed real estate. I've lived it. I've spent 10+ years as an active real estate investor, flipping homes, operating rental properties and running profitable short-term rentals. I've been on every side of the transaction: the buyer, the seller, the landlord, the renovator, the strategist. That firsthand experience is why my clients don't get generic advice. They get guidance rooted in real numbers, real projects and real outcomes.

As a mortgage broker, I'm not restricted to one bank's box. As part of the Edge Home Finance team, I can shop 150+ lenders, which means I build financing around your scenario instead of forcing you into whatever a single lender offers. Whether you're buying your first home, refinancing, acquiring an investment property, scaling a rental portfolio or analyzing a flip, I bring the full market to the table so we can choose the lender, product and terms that serve your strategy.

I've also built a deep network over years of investing: contractors, agents, title reps, designers, inspectors, insurance specialists, property managers and investor-friendly vendors who know how to execute. When you work with me, you're not just getting a mortgage professional. You're getting someone who understands deals end to end and connects you with the right people to make them successful.

My clients choose me for that combination: real-world investor experience, full access to the lending landscape and a proven network that turns complex scenarios into clear plans.

• 10+ years investing: flips, long-term rentals and short-term rentals
• Access to 150+ wholesale lenders through Edge Home Finance
• First-time buyers, refinances, DSCR, portfolio and flip financing
• A vetted investor network: contractors, inspectors, property managers and more

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