NMLS #2564353 · Licensed in WA & NM (505) 917-0495Realtor CornerClient portal sign in

Rio Rancho, NM mortgage broker

Kristen Hordyk of Team Kristen (NMLS #2564353) is licensed in New Mexico and arranges purchase, refinance and investment loans in Rio Rancho. Rio Rancho is in Sandoval County, where the 2026 conforming loan limit for a one-unit home is $832,750.

Buying in Rio Rancho

Newer subdivisions and commuter buyers heading into Albuquerque, with conventional, FHA and VA purchases common.

2026 loan limits for Sandoval County

Loan type1-unit limit
Conforming$832,750
FHA$541,287
VA (full entitlement)No VA loan limit

Verify FHA limits on HUD's lookup.

Loan options

Program pages describe guidelines that apply in both states; Washington-specific details such as county limits and WSHFC assistance don't apply in New Mexico.

Other New Mexico areas: Albuquerque, Santa Fe, Las Cruces, Los Alamos, Roswell, Farmington. All New Mexico.

Common questions

Is there a mortgage broker licensed in Rio Rancho, NM?

Yes. Kristen Hordyk (NMLS #2564353) is licensed in New Mexico and arranges loans in Rio Rancho and statewide.

What is the 2026 conforming loan limit in Rio Rancho?

$832,750 for a one-unit home. Every New Mexico county uses the baseline limit.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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