Kristen Hordyk of Team Kristen (NMLS #2564353) is licensed in New Mexico and arranges purchase, refinance and investment loans in Los Alamos. Los Alamos is in Los Alamos County, where the 2026 conforming loan limit for a one-unit home is $832,750.
Buying in Los Alamos
Laboratory employment supports steady demand. Los Alamos County has New Mexico's highest FHA limit, $692,300.
2026 loan limits for Los Alamos County
| Loan type | 1-unit limit |
|---|---|
| Conforming | $832,750 |
| FHA | $692,300 |
| VA (full entitlement) | No VA loan limit |
Verify FHA limits on HUD's lookup.
Loan options
- FHA, VA, conventional and USDA (eligible addresses)
- Investor loans: DSCR, fix-and-flip, short-term rental
- Self-employed and bank statement loans
Program pages describe guidelines that apply in both states; Washington-specific details such as county limits and WSHFC assistance don't apply in New Mexico.
Other New Mexico areas: Albuquerque, Rio Rancho, Santa Fe, Las Cruces, Roswell, Farmington. All New Mexico.
Common questions
Is there a mortgage broker licensed in Los Alamos, NM?
Yes. Kristen Hordyk (NMLS #2564353) is licensed in New Mexico and arranges loans in Los Alamos and statewide.
What is the 2026 conforming loan limit in Los Alamos?
$832,750 for a one-unit home. Every New Mexico county uses the baseline limit.

