NMLS #2564353 · Licensed in WA & NM (505) 917-0495Realtor CornerClient portal sign in

Vancouver mortgage broker

Team Kristen, led by Kristen Hordyk (NMLS #2564353), arranges purchase, refinance and investment property loans in Vancouver, Washington. Vancouver is in Clark County, where the 2026 conforming loan limit for a one-unit home is $832,750. As a mortgage broker, Kristen compares programs from many wholesale lenders instead of one bank's.

Buying in Vancouver

Many buyers work in Oregon and live in Washington. Out-of-state employment qualifies normally.

Many buyers work in Oregon and live in Washington, which has no state income tax. Out-of-state employment is fine for qualifying.

2026 loan limits for Vancouver

Loan type1-unit limit
Conforming$832,750
FHASet by HUD for Clark County (see county page)
VA (full entitlement)No VA loan limit
JumboAbove $832,750

Loan options in Vancouver

More about Clark County home loans. Nearby: Camas, Battle Ground.

Common questions

Who is a mortgage broker in Vancouver, WA?

Kristen Hordyk of Team Kristen (NMLS #2564353) is a Washington-licensed mortgage loan originator who arranges loans in Vancouver and across Clark County.

What is the 2026 conforming loan limit in Vancouver?

$832,750 for a one-unit home, the Clark County limit. Loans above that are jumbo.

Can I buy a home in Vancouver with a low down payment?

Yes. VA and USDA (at eligible addresses) allow 0% down, conventional allows 3% for first-time or income-eligible buyers, and FHA allows 3.5%. Washington down payment assistance may help further.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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