Team Kristen, led by Kristen Hordyk (NMLS #2564353), arranges purchase, refinance and investment property loans in Vancouver, Washington. Vancouver is in Clark County, where the 2026 conforming loan limit for a one-unit home is $832,750. As a mortgage broker, Kristen compares programs from many wholesale lenders instead of one bank's.
Buying in Vancouver
Many buyers work in Oregon and live in Washington. Out-of-state employment qualifies normally.
Many buyers work in Oregon and live in Washington, which has no state income tax. Out-of-state employment is fine for qualifying.
2026 loan limits for Vancouver
| Loan type | 1-unit limit |
|---|---|
| Conforming | $832,750 |
| FHA | Set by HUD for Clark County (see county page) |
| VA (full entitlement) | No VA loan limit |
| Jumbo | Above $832,750 |
Loan options in Vancouver
- FHA loans
- VA loans
- Conventional loans
- USDA loans (eligible addresses)
- First-time buyer programs
- Investor & DSCR loans
- Refinance
More about Clark County home loans. Nearby: Camas, Battle Ground.
Common questions
Who is a mortgage broker in Vancouver, WA?
Kristen Hordyk of Team Kristen (NMLS #2564353) is a Washington-licensed mortgage loan originator who arranges loans in Vancouver and across Clark County.
What is the 2026 conforming loan limit in Vancouver?
$832,750 for a one-unit home, the Clark County limit. Loans above that are jumbo.
Can I buy a home in Vancouver with a low down payment?
Yes. VA and USDA (at eligible addresses) allow 0% down, conventional allows 3% for first-time or income-eligible buyers, and FHA allows 3.5%. Washington down payment assistance may help further.

