NMLS #2564353 · Licensed in WA & NM (505) 917-0495Realtor CornerClient portal sign in

Relocating to Washington

You can get pre-approved for a Washington home before you move. Lenders can often qualify you with a signed offer letter from your new employer, subject to program rules on start dates, or with your current income if your job is remote or transferring. Washington has no state income tax on wages, and sellers customarily pay the state's real estate excise tax.

Qualifying during a move

  • New job offer. Some programs allow qualifying with a signed offer letter before your start date, within time limits.
  • Remote or transferring job. Continuing employment usually qualifies as is.
  • Living in Washington, working in Oregon. Common in Clark County. Out-of-state employment is fine.

Selling where you live now

If your down payment depends on selling your current home, see buy before you sell options.

Washington specifics

Common questions

Can I get a Washington mortgage while living in another state?

Yes. Pre-approval and most of the process happen remotely. Kristen is licensed in Washington, where the property is located.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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