NMLS #2564353 · Licensed in WA & NM (505) 917-0495Realtor CornerClient portal sign in

Yakima mortgage broker

Team Kristen, led by Kristen Hordyk (NMLS #2564353), arranges purchase, refinance and investment property loans in Yakima, Washington. Yakima is in Yakima County, where the 2026 conforming loan limit for a one-unit home is $832,750. As a mortgage broker, Kristen compares programs from many wholesale lenders instead of one bank's.

Buying in Yakima

Agricultural and healthcare employment, with FHA common and many outlying addresses USDA-eligible.

Many addresses qualify for USDA 0% down financing. Acreage, wells, septic systems and manufactured homes come up often, and lender guidelines on those differ widely.

2026 loan limits for Yakima

Loan type1-unit limit
Conforming$832,750
FHASet by HUD for Yakima County (see county page)
VA (full entitlement)No VA loan limit
JumboAbove $832,750

Loan options in Yakima

More about Yakima County home loans.

Common questions

Who is a mortgage broker in Yakima, WA?

Kristen Hordyk of Team Kristen (NMLS #2564353) is a Washington-licensed mortgage loan originator who arranges loans in Yakima and across Yakima County.

What is the 2026 conforming loan limit in Yakima?

$832,750 for a one-unit home, the Yakima County limit. Loans above that are jumbo.

Can I buy a home in Yakima with a low down payment?

Yes. VA and USDA (at eligible addresses) allow 0% down, conventional allows 3% for first-time or income-eligible buyers, and FHA allows 3.5%. Washington down payment assistance may help further.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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