NMLS #2564353 · Licensed in WA & NM (505) 917-0495Realtor CornerClient portal sign in

Olympia mortgage broker

Team Kristen, led by Kristen Hordyk (NMLS #2564353), arranges purchase, refinance and investment property loans in Olympia, Washington. Olympia is in Thurston County, where the 2026 conforming loan limit for a one-unit home is $832,750. As a mortgage broker, Kristen compares programs from many wholesale lenders instead of one bank's.

Buying in Olympia

State-government employment keeps the market steady, with FHA, VA and conventional purchases common.

Steady state-government and military employment, a mix of new construction and established neighborhoods, and USDA-eligible areas toward the rural edges.

2026 loan limits for Olympia

Loan type1-unit limit
Conforming$832,750
FHASet by HUD for Thurston County (see county page)
VA (full entitlement)No VA loan limit
JumboAbove $832,750

Loan options in Olympia

More about Thurston County home loans. Nearby: Lacey, Tumwater.

Common questions

Who is a mortgage broker in Olympia, WA?

Kristen Hordyk of Team Kristen (NMLS #2564353) is a Washington-licensed mortgage loan originator who arranges loans in Olympia and across Thurston County.

What is the 2026 conforming loan limit in Olympia?

$832,750 for a one-unit home, the Thurston County limit. Loans above that are jumbo.

Can I buy a home in Olympia with a low down payment?

Yes. VA and USDA (at eligible addresses) allow 0% down, conventional allows 3% for first-time or income-eligible buyers, and FHA allows 3.5%. Washington down payment assistance may help further.

What clients say

I’m so grateful to have had Kristen as our loan officer during our home-buying journey. Buying a home can be incredibly stressful, especially with all the moving pieces involved, but Kristen was always there to answer my questions, explain things clearly, and keep everything moving forward. She was patient, responsive, and genuinely cared about helping my family get into our new home. I never felt like just another client. Thank you, Kristen, for all your hard work and for helping make this experience so much smoother for us. We truly appreciate you!
★★★★★Charisse S.Posted on Google

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