Klickitat County home loans

Team Kristen arranges home purchase and refinance loans throughout Klickitat County, Washington, including Goldendale, White Salmon and Bingen. The 2026 conforming loan limit for a one-unit home in Klickitat County is $832,750; loans above that are jumbo.

2026 loan limits in Klickitat County

Loan type1-unit limit
Conforming (Fannie Mae / Freddie Mac)$832,750
FHASet by HUD, at least $541,287. Look up Klickitat County
VA (full entitlement)No VA loan limit

Source: FHFA and HUD 2026 limits. Updated each January.

Buying and refinancing in Klickitat County

Small towns, rural acreage and recreation properties, with broad USDA eligibility.

Programs that fit Klickitat County buyers

  • Conventional (3% down for first-time buyers)
  • FHA (3.5% down with a 580+ score)
  • VA (0% down for eligible veterans)
  • USDA (0% down in eligible areas outside town centers)
  • Bank statement loans for self-employed buyers
  • DSCR loans for rental properties
  • WSHFC down payment assistance

Communities served

Goldendale, White Salmon, Bingen, and every other address in Klickitat County. County seat: Goldendale.

Common questions

What is the 2026 conforming loan limit in Klickitat County, WA?

$832,750 for a one-unit home. That's the national baseline; only King, Pierce and Snohomish counties are higher.

Is there a mortgage broker who serves Klickitat County?

Yes. Kristen Hordyk of Team Kristen is licensed in Washington and arranges loans for buyers and homeowners in Klickitat County, including Goldendale.

Can I get a 0% down loan in Klickitat County?

VA loans offer 0% down for eligible veterans anywhere in the county. USDA loans offer 0% down at USDA-eligible addresses, which include many areas outside town centers; income limits apply.

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